I was being suffocated by $31,000 in debt. It took 2 years, however, I didn’t see a difference until after the first 6 months. I had to make huge changes to cut this debt down quicker. The changes I made weren’t spectacular, but you really learn how to discern between needs and wants.
The lifestyle changes have stuck with me and become habit. Being debt free makes traveling the world a reality. You may even decide to keep this trend going and invest your savings in stocks – or real estate! Grabbing dinner out or a fancy coffee on the way to work will be treats you won’t feel guilty indulging in.
Not everything I did will be relevant, or even possible for you. You’ll have to pick and choose what works for you. They’re easy theoretically, yet frequently overlooked. Your current job and the cost of living in the area you’re in has a lot to do with how many of these tips you’ll be able to work in to your new, debt-killing lifestyle.
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